.A credit score is a numerical evaluation of your credit risk, usually on a scale of 300-850. This score is used by creditors, lenders, employers, and insurers to make decisions about you.

.We will submit your disputes accordingly to all three main Credit Bureaus, Equifax, Experian and Transunion. Additionally, we will submit them to creditors as appropriate.

.There is no need for a guarantee! Other than a monthly service fee; you pay for the items only AFTER they are removed.

.Yes, Speedy Credit Repair acts responsibly to legally and effectively remove negative items from your credit profile.

.No. Once a creditor sells off the original debt to another company, it does not allow for a new 7 year cycle to begin.

.Yes. They can sue you for the amount they paid for the debt to the original debtor. You canuse discovery and find out how much they paid for the debt (25 to 30 cents or less?) . This is their damages This is what you would owe them should they win. If you don't raise the issue in court, the only amount the court hears is the number the collector says you owe.

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