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 IDENTITY THEFT

 

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 Identity Guard

How Can Someone Steal Your Identity?

Identity theft is committed in a variety of methods which may include:

Dumpster Diving- This is the practice of rummaging through trash cans or dumpsters at homes and places of business.

Theft- as a result of home or business burglary, Pick-pockets and Purse/Wallet thieves..

Insider Theft- The illegal obtaining of information from one's place of business.

Mail Theft- Theft of mail including bills, Pre-Approved credit card offers, ordered checks or tax information.

Theft by Impersonation- a person posing as a business or government official may obtain information directly from you by asking you to verify your personal information via telephone, internet, mail service or in person. 

How Do Identity Thieves Use Your Information?

 

Once an identity theft occurs, the thief will assume your identity to commit fraud in ways not limited to the following:

Contacting your creditors and diverting mail to another address. They then request additional or new cards be sent to the new address and begin running up charges. New credit card applications will usually begin shortly after.

Opening up new wireless phone accounts and other utilities in your name.

Opening bank accounts in your name to obtain checks which will be used to obtain merchandise.

Purchasing automobiles with your information.

Using your name when receiving traffic violations or during an arrest.

 

How Do You Protect Yourself From Identity Theft

 

You can reduce your risk of becoming a victim of identity theft by following some simple guidelines:

Protect your mailbox- Remove incoming mail immediately after delivery. Consider a door dropbox. Use U.S. Postal Service mail collection receptacles or your local post office to mail sensitive items.

Protect your debit and credit cards- Immediately sign new or previously unsigned cards. Never share your card or P.I.N. number with anyone for any reason. Do not put your full account number on any document sent by mail services.

Protect your wallet/purse- Do not carry your social security card with you. You should memorize your social security card and never carry it on your person or write it on any documents you carry.

Protect your documents- Immediately shred receipts and utility bills or any paperwork which may contain personal information.

According to the FTC, approximately 10 million Americans were victims of identity theft in the past year alone. Over five million Americans – or more than half of all identity theft victims – discovered they were victims by monitoring their accounts.

This means that more likely than not, it is up to you to find out if you’re a victim of identity theft. CreditProtectX3 is the most comprehensive identity theft protection service today.

CreditProtectX3 is the first service on the market that monitors your credit files at all three credit bureaus every business day.

Experts agree that monitoring your credit files at all three credit bureaus is the best defense against identity theft.

Bullets

  • 3-in-1 Credit Report with profiles and scores from Equifax, Experian and TransUnion so you can check your report for inaccurate information.
  • 3-Bureau Monitoring every business day with Notify Express. A fraud detection system that checks your credit files every business day and alerts you when it suspects possible fraud activity.
  • Toll-free access to our Fraud Resource Center to provide help if you suspect fraud.
  • $20,000 Identity Theft Insurance coverage to help you offset the cost of re-establishing your identity and reputation.
  • Quarterly Credit Updates and updated credit scores to help keep you financially fit and secure.
     

 

 

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Copyright © 2007 Speedy Credit Repair
Last modified: 03/04/08